Reserve Requirement

Reserve requirement is one of the conventional monetary policy instruments used by the NBU to determine the percentage of attracted deposits and other liabilities, which banks must set aside (usually on their correspondent account with the NBU). At the same time, different reserve ratios may apply to various types of deposits and liabilities, depending on the currency, term, and sources (individuals or legal entities) of deposits, etc. Thus, by regulating the reserve requirement ratios, the NBU can influence the amount of the banks’ spare liquidity, the currency and term structure of their balance sheets, thereby contributing to the achievement of the NBU's priority goals.

Implementation start date: 11 October 2023 (start of the maintenance period)
Funds raised	UAH	Foreign currency
Demand deposits and deposits on current accounts of legal entities	10	20
Demand deposits and deposits on current accounts of individuals	20	30
Household term accounts and deposits with minimum initial maturity of up to 92 calendar days (inclusive)	20	30
Corporate term accounts and deposits (except for other banks)	10	20
Household term accounts and deposits with minimum initial maturity of 93 and more calendar days	0	10
Deposits and current accounts of other nonresident banks and loans issued by international institutions (other than financial institutions) and other nonresident organizations	10	20