In Q2 2016, the share of cashless payments within total payment card transactions rose further to 34.9%, up from 34.7% in the previous quarter.
Q2 2016 key performance indicators of payment systems and payment infrastructure are as follows:
- A total of UAH 427 million cashless transactions with payment cards amounting to UAH 132.9 million were performed, which is by UAH 17.6 million more compared with Q1 2016;
- the share of cashless payments within total payment card transactions stands at 34.95%;
- the share of cashless transactions effected through the Visa and MasterCard payment systems stood at 33.8% and 36% respectively. 2.8% of the total cashless transactions were effected through other payment systems.
In Q2 2016, the most popular cashless transactions with payment cards were card-to-card transfers, which accounted for 50.17% of the total cashless transactions. Cashless payments using payment cards in trade and service network accounted for 35.97% of the total cashless transactions. The share of online payments for goods and services stood at 11.03%, while that of transactions performed through ATMs and self-service terminals amounted to 2.83%.
In terms of the volume of cash withdrawal transactions using payment cards, the payment systems are ranked as follows:
- 61.3% – MasterCard;
- 38.1% – Vіsa;
- 0.6% – other payment systems.
In Q2 2016, there were 41.3 million of payment card holders and 57.5 million payment cards in circulation in Ukraine, of which 30.9 million were active payment cards (53.7%). The number of active payment cards increased by 166,000 compared with Q1 2016. According to statistical data, as of the end of the second quarter of 2016, there were:
- 33,628 ATMs;
- 198,381 terminal, including over 179 thousand POS terminals and over 19 thousand teller terminals
- 128, 062 trade and service enterprises equipped with POS terminals.
Privatbank PJSC, Oschadbank JSC and Raiffeisen Bank Aval JSC remain leaders among banks in terms of the number of payment cards issued and the size of the network of card service infrastructure.